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Protection plans – In brief | Canada hosts​

Protection plan costs

How much a host protection plan costs depends on the plan you choose. Each plan represents a percentage of the trip price you’ll keep and entitles you to reimbursements for different items. The more earnings you keep, the higher your deductible. We use “deductible” to mean the amount you pay before you’re eligible for reimbursement if there’s physical damage to your car during a guest’s trip.

You’ll choose a plan for your vehicle when you create your listing and can change it any time. If you have more than one vehicle listed, you can choose different plans for each. Changes won’t apply to pending trip requests, booked, or in-progress trips. Learn how to change your protection plan.

Canada host plan summaries

Protection plans provide for reimbursement for eligible physical damage costs in excess of your plan’s deductible for the Delivery* and Reservation periods. Reimbursement is subject to terms and exclusions and is capped at the cost of repair up to the actual cash value of the vehicle or $150,000, whichever is less.

The protection plan your guest chooses is separate from your own. A guest’s plan limits their out-of-pocket payment for eligible damage to your car on a trip. Your plan provides physical damage reimbursement for your vehicle. If you fail to comply with Resortifi’s Terms of Service, we may void your protection plan.

If your guest books a car in Canada, they may drive across province borders into other Canadian Provinces and across the US-Canadian border during their trip, your protection plans will remain in effect; guests who book a car in Canada aren’t permitted to drive into Mexico. Use the at-a-glance summaries below to see the highlights of each plan and follow up with a review of plan details.

75 plan

Host take: 75% of trip price Deductible: $0 Third-party liability insurance for Reservation* and Delivery Period: $2,000,000 Replacement vehicle coverage: up to $500

85 plan

Host take: 85% of trip price Deductible: $2,000 Third-party liability insurance for Reservation* and Delivery Period: $2,000,000 Replacement vehicle coverage: Not included

*The Reservation Period is the period shown for a booked trip. It begins at the trip start time listed in the reservation and when the vehicle is in the custody or control of the guest. It ends the earlier of the trip end time or when the vehicle is returned to the host or to the location designated in the reservation.

**The Delivery Period is the time when the host or Resortifi-approved driver designee, is actively delivering the car to the primary guest whose reserved delivery and ends when the car has been delivered to the primary guest. The period doesn’t include the time when the host or designee is retrieving the car at the end of the trip. In British Columbia, there is no coverage provided during the Delivery Period; Hosts will have coverage through their personal ICBC policy.